The Indian regulatory authority for insurance, the IRDA has decided to lower the bar for access to microinsurance products, targeted for the low income brackets by relaxing the residence proof documents required to buy the policies. Read more here.
The Bank of Industry will soon be setting up a micro-credit fund, to finance microenterprises in the country. This fund will be called the Base of the Pyramid Fund or the BOPF and will lend to deserving entrepreneurs of the low income bracket. Read more here.
This post recounts the attempts at finding a relationship between the numbers of children a rural woman, in this case, in Dakar may want to have, to how much of support and independence she has gained through her microfinance funded microenterprise. Read more here.
India has moved past the microfinance crisis in Andhra Pradesh which led to the ruin of a number of MFIs. The surviving MFIs have taken a number of progressive and innovative steps to ensure survival, while regulatory frameworks have been instrumental in this comeback as well. This post enlists the […]
This CGAP post enlists the financial inclusion scenario, predictions and trends across several regions like East Africa, Central Asia, Latin America and more. Read more here.
CGAP, World Bank and pi Strategy Consulting launched a programme called EGPP or the Employment Generation Programme for the Poorest, which uses employment and technology based payment programmes for poor agrarians in between harvests. To get rid of the problem of low attendance and payments to ghost workers, a PIN-system […]
When Bradesco, one of the largest banks in Brazil wanted to make products that more efficiently cater to the needs of the C, D, and E classes of the population, CGAP helped to observe IDEO’s help with interviewing consumers. This post outlines IDEO’s innovative approach in interviewing consumers to assess […]
Philippines have been awarded the best in world status for its microfinance enabling policies four times in a row now. This post evaluates the reasons for this success and is the first of a two part series. Read more here.
This CGAP blog post talks about how the organization has finally cracked the nut of appropriate product innovation, needed to include the financially underserved three-quarters of the world. CGAP and MTN launched AppLab Money Incubator which consisted of a number of resources, all appropriate for designing consumer centric products. This […]
Eight Lessons Learned: Inputs for policy considerations in developing resilience against climate risks for small scale farmers in semi-arid regions, full report
India's latest GST reform, being termed as GST 2.0, is more than just slashing rates. By simplifying the tax structure, cutting levies on essentials, and supporting renewable infrastructure, it's open..
In 2023–24, Indian companies spent about ₹1,396 crore of their CSR budgets on sports — just 4% of the total ₹34,909 crore Indian corporates spent on CSR that year. Most of the rest went to edu..
Under the National Rural Livelihood Mission (NRLM), India has 7.5 million Women Self Help Groups (SHGs) spread across 27 states and 6 Union Territories. Each of these small, self-governed, and peer-co..