Most urban migrants who come to live in the cities do not have a secure housing arrangement, nor access to formal banking services. They resort to burying money in the ground, or saving with their local shopkeepers, and many don’t see their savings again due to this. Even when sending […]
A high-tech remote sensing company in Netherlands started the pilot satellite based microinsurance for the benefits of farmers in Africa. The name of the programme was FESA Micro-insurance, and the name of the company EARS Earth Environment Monitoring. Now, the trend has evolved into a growing industry wherein satellite data […]
This post talks about the common problems shared by both China and India when it comes to P2P lending. Both high charging money lenders and loan sharks have effectively made the underserved people in either countries turn towards low-interest charging, credible money lending institutions like MFIs. Read about the details […]
A previous post detailing why it was imperative to regulate MIVs (Micro-finance Investment Vehicles) given the current scenario is now followed up by this post, which talks about the analysis measures to be considered by regulators and supervisors. Read more here.
This article provides a critical review of the recent M-CRIL report (above, in the News Report section) while pointing some tricky trade-offs that pose as dangerous challenges for the industry. Read more here.
This report by M-CRIL, an Indian microfinance rating firm gives a broad overview of the existent status of microfinance operations in the country. The overall message seems to be that while the industry is improving, there is room for a lot more progression. Read the report here.
Even as Brazil and Australia produce more food than they did when Thomas Robert Malthus was around, it is not going to be enough to feed a world that grows in the number of its inhabitants and grows hungrier still. This post talks about how there should be an inherent […]
More than 300 million people in SSA (sub-Saharan Africa) are at risk of starvation by 2050 if food production is not significantly scaled up soon. According to experts attending a workshop in Nairobi, this could be prevented, should the correct policies be framed and adopted. Read more here.
While trading on food commodities is different from gambling on a fundamental level, it is not necessarily free of evil. It has in the past led to upward motion of food prices, both in the developing as well as developed nations. Read more here.
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06 Key Lessons for informing policy decisions: Mainstreaming tribal-specific climate adaptive capacities in vulnerable coastal regions within National Action Plan on Climate Change
Five Key Lessons for Policy Consideration: Scaling Climate Action Programs for Landless Rural Communities in Semi-Arid Ganges-Brahmaputra Basin in South Asia
India's latest GST reform, being termed as GST 2.0, is more than just slashing rates. By simplifying the tax structure, cutting levies on essentials, and supporting renewable infrastructure, it's open..
In 2023–24, Indian companies spent about ₹1,396 crore of their CSR budgets on sports — just 4% of the total ₹34,909 crore Indian corporates spent on CSR that year. Most of the rest went to edu..
Under the National Rural Livelihood Mission (NRLM), India has 7.5 million Women Self Help Groups (SHGs) spread across 27 states and 6 Union Territories. Each of these small, self-governed, and peer-co..