This intriguing post talks about the benefits of single loans as against group loans in getting people out of poverty using microenterprises. Not everyone was born for (micro)enterprising, and the individuals who are self-motivated to start their own businesses can do so directly by raising capital online through a Kiva-like model (in this case, Ms Karanja, the protagonist of this real story uses Zidisha microfinance’s online database to raise a loan for herself). Read more here.