The storm Isaac caused untold damages in the loves of Haitians who were barely settling down in their lives after the earthquake in 2010. Microinsurance company MiCRO (Microinsurance Catastrophe Risk Organisation) is helping fix the lives of people who have lost their homes and businesses by making payments to Fonkoze, […]
While both Kiva and Zidisha are non-profit microfinance organizations operational online and based in the US, there are a few notable differences. While Kiva lends the lender amounts to microfinance institutions based locally, Zidisha uses no intermediaries. Loans from Zidisha go directly to computer literate borrowers who update their loans […]
BRAC has successfully experimented with microfinance to evolve it on their terms to a new model called the Graduation Model. This model is meant for people who are too poor to be eligible even for microfinance loans, and must struggle to feed themselves and their families on a sustained basis. […]
Accion, the international non-profit which has worked extensively in the field of microfinance has declared that it will house its archives within Tufts University’s Digital Collections and Archives. Accion has been named a high-impact non-profit by Philanthropedia (read here). Read more here.
Bolsa Familia is one of the largest CCT (Conditional Cash Transfer) programmes of the many in the category of the G2Ps. The challenge being faced by Bolsa Familia providers is the prevalence of the misconception that the recipients are very poor people who are more comfortable handling cash. In order […]
Despite being residents of a developed nations, there are several Americans who are financially unincluded and hence must bear the burden of living without bank accounts and financial services which make the everyday lives of people easier. Now, new programmes being carried out in California, which help the poor with […]
The mobile banking revolution, which originated with Safaricom’s M-PESA in Kenya is now being led by mainstream banks which wish to tap the previously unexplored markets in developing countries. More and more banks are coming out with their own mobile banking services, which have been seen to be very useful […]
Many small-scale businesspersons in Kenya are moving away from the trend of borrowing money from microfinance institutions because of the high interest rates and strict repayment conditions which make the overall loan maintenance and repayment tough for the people. Interest rates from the typical MFIs are higher than those from […]
Tiered lending is the way to proceed for MFIs which seek to avoid defaults within group lending systems as well as adhere to their original social mission. For this, a thorough and adequate understanding of the clients, their incomes and their needs is required. Read more here.
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06 Key Lessons for informing policy decisions: Mainstreaming tribal-specific climate adaptive capacities in vulnerable coastal regions within National Action Plan on Climate Change
Five Key Lessons for Policy Consideration: Scaling Climate Action Programs for Landless Rural Communities in Semi-Arid Ganges-Brahmaputra Basin in South Asia
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